At Origen, we believe that your privacy is important. We are committed to
providing you with top-quality, comprehensive services via a fully secure
online experience that protects your privacy.
Governing Principles for Privacy
When Origen collects personal information from you, its primary use will be to
provide you with a fully customized online experience, including
personalization services, online transactions, email accounts and other
interactive communications, and many other services.
You will be asked for any information that personally identifies you or that
allows Origen or our service partners to contact you. This information is
generally requested when registering for personalization services, when
requesting a particular service or purchasing a particular product.
Origen will not disclose personally identifiable information about you unless
we have your permission or when we believe in good faith that the law requires
it.
Origen will provide you with the means to verify and update your personal
information, allowing you to ensure that such information is correct and
current.
If you believe at any time that we have not adhered to the policy stated
within, please notify Origen by email at info@ofllc.com
and we will use all reasonable efforts to identify and promptly correct the
problem.
Personally Identifiable Information
Information is collected in several different ways and for a variety of
different reasons. For example, personal information is collected when you
register for Origen's personalization services. During such registration,
Origen asks for your name, e-mail address, ZIP code, and other information. The
more information you provide, the better we are able to customize our services
for you, allowing you to fully benefit from our many offerings.
We may also ask you for personal information when you make a purchase from us
or one of our service partners or when requesting specific services. Any
transactions that require the collection of sensitive data will be done over
fully secured servers using sophisticated encryption technology for your
protection.
When you provide Origen with your personal information, you are providing it to
us alone, unless otherwise explicitly stated. Some services, such as insurance
are offered in conjunction with our service partners. To provide such
co-branded service, it is necessary that we provide them with required personal
information about you.
Origen advertisers and web sites that have links on our site may also collect
personally identifiable information about you. This Privacy Policy does not
cover the practices of those sites.
Origen will not disclose personally identifiable information about you unless
we have your permission or when we believe in good faith that the law requires
it. To describe and promote our offerings to prospective partners, advertisers,
investors, and other parties, Origen may share aggregated data regarding our
users. Such data in no way identifies individual users, and is collected
and distributed to provide profiles of the Origen user base (e.g., 35% of our
users are currently homeowners), and for other lawful purposes.
Use of Cookies
The Origen web site uses "cookies" to help you personalize your online
experience. A cookie is a text file that is placed on your hard disk by a Web
page server. Cookies cannot be used to run programs or deliver viruses to your
computer. Cookies are uniquely assigned to you, and can only be read by a web
server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to
save you time. For example, if you register with Origen's site or services, a
cookie helps recall your specific information on subsequent visits. This
simplifies the process of recording your personal information. When you return
to the Origen web site, the information you previously provided can be
retrieved, so you can easily use the web site and the features that you
customized.
You have the ability to accept or decline cookies. Most Web browsers
automatically accept cookies, but you can usually modify your browser setting
to decline cookies if you prefer. If you choose to decline cookies, you may not
be able to fully experience the interactive features of the services or web
sites you visit.
Newsletters
Origen may, from time to time, issue newsletters to its registered members via
email. Such newsletters may include advertising or promotional/product
offerings from Origen business and service partners, some of which may be
specifically targeted to you based on the personal information we have
collected. If you do not wish to receive such emails, simply tell us when you
register for the Origen personalization services. You can update your profile,
including changing your newsletter receipt status, at any time by accessing the
Preferences section of your personalized Origen account.
Updating Personal Information
You may edit your personally identifiable information on the Origen web site by
accessing the Preferences section of your personalization account, which you
can access at any time by using your User ID and password.
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